Mobile Credits | Instant Payments
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A New Era of Global Financial Technology
The rise of e-commerce, device-centric payments and mobile contactless payment has revolutionized the payments industry, making it easier and faster to pay for goods and services. In the past decade, these methods of payment have become increasingly prevalent, and are now used by millions of people worldwide.
The emergence of e-commerce has allowed businesses to offer their products and services to a much wider audience than ever before. By creating an online presence, businesses can reach customers all over the world, and provide them with a convenient way to purchase goods and services. This has led to a huge increase in e-commerce sales, as customers are able to purchase items quickly and easily from the comfort of their own homes.
Device-centric payments have also become increasingly popular. This type of payment allows customers to pay for items using their smartphones, tablets, and other mobile devices. By using a mobile device, customers can securely and quickly pay for items without having to carry cash or cards. This makes it much easier for customers to make payments, and it also helps to reduce the number of fraudulent transactions.
Mobile contactless payment forecast +221% <5 years, 85% of merchants expecting digital currency payments …
Mobile contactless payments have also become more widespread in recent years. This type of payment allows customers to pay for items using their mobile device, without having to enter a PIN or sign a receipt. This is similar to using a credit card, but without needing to carry a physical card. This type of payment is particularly convenient for customers as it means they don’t have to worry about carrying cash or cards around with them.
The rise of e-commerce, device-centric payments and mobile contactless payments has been a huge benefit to the payments industry. Not only do these methods of payment make it easier and faster to pay for goods and services, but they also help to reduce the number of fraudulent transactions. This is good news for businesses, as it means they can be more confident that they are receiving payments from genuine customers, and not from fraudsters.
Overall, the rise of e-commerce, device-centric payments and mobile contactless payments has revolutionized the payments industry. These methods of payment make it easier and faster for customers to pay for goods and services, and have helped to reduce the number of fraudulent transactions. This has been a huge benefit to both businesses and customers alike, and it is likely that these methods of payment will continue to be used more widely in the future.
Instant payments are electronic (Retail & P2P) payments that are processed in real time, 24 hours a day, 365 days a year, where the funds are made immediately to the recipient’s account.
Stay relevant or be cut out of a world where consumers can, quite literally, ‘go direct. Multiple instant payment solutions help you achieve the objectives of competition, innovation and integration, with international reach.
This instant payment solution consist of the following layers:
- End-user solution layer: cooperatively or competitively developed in the market (e.g. for person-to-person mobile payments);
- Scheme layer: underlying payment schemes;
- Clearing layer: arrangements for the clearing of transactions between payment service providers;
- Settlement layer: arrangements for settlement of transactions between payment service providers.
Consumers look for safe and more convenient ways to pay and merchants seek to optimise their payment acceptance mix from both a conversion and economic point of view. Your business, products and services will be available 24/7/365 and it should not take more than seconds to make the funds available to the recipient (depends on location and internet connection speed).
Financial inclusion – providing financial services to consumers and businesses that do not have access to them or improving access to customers that are “underserved”. An estimated 1.7 billion customers around the world are unbanked, while it only takes a few minutes to set up and get paid in seconds?
Social Commerce 3.0
Social media is no longer just a platform for brand awareness and advertising, but also a place to offer seamless shopping and frictionless experience to your followers. This experience is possible due to embedded payments in your profile link, which reduce the steps for completing purchases while increasing conversion from browser to buyer. Social media is now entering an evolutionary landscape as the metaverse moves closer and closer to the mainstream. The physical and digital worlds are colliding, and the ability for consumers to transact across them with convenience is changing the future of finance and payments as it currently stands. Businesses around the world have a window of opportunity to integrate new and enhanced customer experiences.
One App, Every Solution
Turn your followers into paying customers by selling (digital) products & services directly to your audience and grow your creator business. Reach target audiences across the world, build a following, and monetize your content seamlessly in more than 180 countries through a single point of access. Enabling you, the influencer/creator/artist/owner/seller/merchant/business to receive earnings directly in your bank account, card, or wallet quickly and easily. Your own Personal Payment Terminal is a turning point for the financial ecosystem, unlocking the power of Real-time payments with value-added services. The future of cross-border payments is faster, cheaper, one-stop shop of vast capabilities, more efficient and cost-effective alternative to traditional channels.
Live-stream shopping is the latest trend in eCommerce, allowing shoppers to purchase products from the comfort of their own homes. Live-stream shopping is a real-time online shopping experience that combines the convenience of online shopping with the engagement of a physical retail space. It allows shoppers to connect with promoters and shop for products in real time, without ever leaving the comfort of their home.
Live-stream shopping allows shoppers to communicate directly with promoters via online video and chat, giving them the opportunity to ask questions and receive answers in real time. This helps to create a more personal shopping experience, as shoppers can get a better sense of the product they are interested in. Additionally, live-stream shopping gives shoppers the opportunity to take part in exclusive promotions and discounts that are available only during the live stream.
Live-stream shopping also allows retailers to offer a more interactive experience. Promoters can host quizzes and polls to engage with shoppers, and shoppers can provide feedback on products they are interested in. Retailers can gain valuable insights into what shoppers are interested in through this, which can then be used to enhance the customer experience by enabling customers to purchase products on the spot.
Real Time, 24 Hours a Day, 365 Days a Year
Companies & Merchants across the World
Transactions In-Store or Online
Personal Payment Terminal (PPT)
We know all the ins and outs of fintech and have a highly professional team of developers turning the cross-border payments roadmap into reality. Our primary goal is developing a secure and customizable framework that meets the needs of the end user. Therefore, you are now able to create your own personal payment terminal with very little effort! This process requires no knowledge of coding or extensive documentation.
Decentralised Automated Payment Processor (DAPP)
Our Decentralised Automated Payment Processor (DAPP) uses a cross-chain transfer protocol with a unversal liquidity layer to integrate various funtionalities e.g. payments, lending, trading, NFTs, and more to unlock mainstream experiences for billions of new user to enter the always-on digital assets economy with a frictionless exchange of value.
We embrace digitization and transform payments model to create more benefits for consumers and merchants alike. Focus on value beyond payments, by investing in technology, rethinking business models and partnering with other solution providers. Demand for omnichannel payment methods, embedded finance, instant cross-border payments and payments using digital currencies will drive further agility and flexibility in operating models for retail payments system for Person to Person (P2P) and Person to Merchant (P2M) transactions.
- No central store of personal data: We do not centrally store sensitive customer information where i could be targeted by an attacker or misused by a third party. The required information is only directly sent from one member to another, through end-to-end encrypted channels, and the receiver is required to safeguard it.
- Proof of wallet ownership: A mechanism for the receiving wallet to prove that it is the owner of the receiving mobile wallet address before customer information is sent, ensuring that the right information is sent to the right wallet.
- Core security and privacy standards: We are required to meet all AML core, security, technology-enabled compliance, risk management and privacy requirements to provide compliance support and meet security & privacy standards..
Build Your Own Super App to Accept Instant Payments
Securely accept simple payments in just a few clicks – without compromising privacy. Build your digital identity with your Web3 username or connect with a Website URL or QR code. Get started with our mobile (d)app builder solution for accepting Instant Payments (IP). Build your own Personal Payment Terminal App for iOS & Android. You can build your own Web App, without needing any coding knowledge, dedicated hardware, Apple App Store or Google Play Store. Take it to the next level with an individual design, exclusive features and premium support. Once your Web App is build and published online, you can start accepting Instant Payments (IP) for all your business, products & services in 45+ countries, 135+ currencies, 300M+ crypto users and 250+ coins & tokens.
- Peer to Peer (i.e., person to person)
- Point of Sale (initiated by the person who pays)
- Point of Sale (initiated by the person who wants to receive the payment)
Australia, Belgium, Brazil, Bulgaria, Canada, Cyprus, Denmark, Germany, Estonia, Finland, France, Gibraltar, Greece, Hungary, Hong-Kong, Indonesia, Ireland, India, Italy, Japan, Croatia, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Malta, Mexico, Thailand, The Netherlands, New Zealand, Norway, Austria, Philippines, Poland, Portugal, Romania, Singapore, Slovenia, Slovakia, Spain, Czech Republic, United Kingdom, United Arab Emirates, United States, Sweden, Switzerland.
iOS & Android + Web App
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iOS & Android + MetaMask
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Why Wait, Get Paid!
OnePlusServes 34 countries & regions around the world
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You guys are awesome! It is an absolute pleasure doing business directly with all my followers.
If you want a better banking experience, a better user experience and initiate payments.
Fast, low cost local and cross-border payments through a single integration point.
This is the fastest way to get more reach, grow and monetize your audience with ease.
Streamline day to day financial functions onto one app that can be accessed anywhere, anytime!
Always check the url before transactions to recognise fake websites: https://mobilecredits.app
Do not disclose password, PIN, seed phrase or verification codes to anyone, incl. our Support.
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